☀️ Solar Insurance
Comprehensive Protection for Your Solar Investment
Equipment Protection
Comprehensive coverage for solar panels, inverters, and mounting systems against theft, vandalism, and natural disasters.
Performance Guarantee
Protection against underperformance and power output loss due to covered damages or manufacturing defects.
Financial Security
Coverage for lost energy production, additional living expenses, and system replacement costs.
Why Choose Solar Insurance?
Solar panel systems represent a significant investment in your property and future energy savings. Our comprehensive solar insurance protects your investment against unexpected events that could damage your system or reduce its performance.
- Average solar system cost: Rs. 60,000 – Rs. 85,000
- Insurance covers equipment replacement and lost energy production
- Peace of mind for 20+ years of system operation
- Required by many solar financing agreements
What's Covered
🌪️ Weather Damage
Protection against hail, wind, lightning strikes, hurricanes, tornadoes, and severe weather events.
🔥 Fire & Explosion
Coverage for fire damage, explosions, and related smoke or water damage from firefighting efforts.
🥷 Theft & Vandalism
Protection against theft of panels, inverters, or other system components, plus vandalism damage.
⚡ Electrical Issues
Coverage for damage from power surges, electrical shorts, and grid connection problems.
🏠 Roof Damage
Protection for roof penetrations and structural damage related to solar panel installation.
📉 Performance Loss
Coverage for significant drops in energy production due to covered equipment failures.
Coverage Limits & Options
Basic Coverage
- Equipment replacement up to $50,000
- 6 months lost production coverage
- Basic weather protection
Premium Coverage
- Equipment replacement up to $100,000
- 12 months lost production coverage
- Full weather + theft protection
- Expedited claims processing
Claims Process
1
Report Claim
Contact us immediately after damage occurs via phone, email, or online portal.
2
Assessment
Our certified solar technician inspects the damage within 48 hours.
3
Approval
Claims are processed and approved typically within 5-7 business days.
4
Repair/Replace
We coordinate with certified installers for quick system restoration.
🚨 File a Claim
Need to report damage to your solar system? We’re here to help 24/7.
Email: claims@solarinsurance.com
What to Do After Damage
- Ensure safety – turn off the solar system if safe to do so
- Document damage with photos and videos
- Contact our claims department immediately
- Do not attempt repairs until inspection is complete
- Keep all receipts for temporary repairs or additional expenses
Frequently Asked Questions
Is solar insurance required?
While not legally required, solar insurance is highly recommended and often required by solar loan providers or lease agreements. It protects your significant investment against unexpected damages.
Does homeowner's insurance cover solar panels?
Standard homeowner’s insurance may provide limited coverage, but it typically doesn’t cover performance issues, theft of panels, or lost energy production. Dedicated solar insurance provides comprehensive protection.
How much does solar insurance cost?
Solar insurance typically costs 0.5-1.5% of your system value annually. For a $20,000 system, expect to pay $100-300 per year for comprehensive coverage.
What if my solar panels underperform?
Our performance guarantee coverage protects against significant drops in energy production due to covered equipment failures or damages. Normal degradation over time is not covered.
Can I get insurance for an existing solar system?
Yes, we can insure existing solar systems. We may require an inspection to assess the current condition and ensure proper installation before coverage begins.
How quickly are claims processed?
Most claims are processed within 5-7 business days after our inspection. Emergency repairs can often be approved within 24 hours to minimize system downtime.