Apply for Your Solar Loan Today
Get pre-approved in just 2 minutes • No impact to your credit score
Select Your Loan Type
⚡ 30% Federal Tax Credit Expires Dec 31, 2025!
Finance Your Solar Future
0% Down Solar Loans Available • Start Saving From Day One
Choose Your Solar Loan
Zero-Down Loan
Perfect for homeowners who want to start saving immediately without any upfront costs.-
₹0 down payment required
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6.99% - 12.99% APR
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10-25 year terms available
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Start saving from month 1
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No prepayment penalties
Reamortization Loan
Payments adjust after you receive your tax credit, maximizing your savings.-
Initial higher payment reduces after tax credit
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5.99% - 11.99% APR
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Maximize tax credit benefits
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Lower long-term payments
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Same-day funding available
Bridge Financing
Temporary financing until you receive your federal tax credit.-
Short-term bridge loan
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Convert to long-term after tax credit
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Competitive rates
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Flexible terms
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Quick approval process
Why Choose Solar Financing?
Immediate Savings
Start saving on your electricity bill from day one, even with loan payments.
Increase Home Value
Solar systems can increase your home’s value by up to 20% according to studies.
Fixed Energy Costs
Protect yourself from rising utility rates with predictable loan payments.
Tax Benefits
Keep 30% federal tax credit plus state incentives – available through 2025.
Environmental Impact
Reduce your carbon footprint while saving money on electricity.
Energy Independence
Generate your own clean energy and reduce dependence on the grid.
Simple 5-Step Process
1
Get Pre-Qualified
Quick online application takes just 2-3 minutes to complete.
2
Choose Your System
Work with certified installers to design your perfect solar system.
3
Get Approved
Fast underwriting process with approval in as little as 24 hours.
4
Installation Begins
Professional installation team handles everything from permits to connection.
5
Start Saving
Begin saving on your electricity bill and enjoy clean energy.
Frequently Asked Questions
What credit score do I need for a solar loan?
🔹 650–699: You can often still qualify, but interest rates may be a bit higher.
🔹 700+ (good to excellent): Better approval chances with lower interest rates and better terms.
🔹 Below 650: Some lenders still offer solar loans, but you may face stricter conditions, higher interest, or need a co-signer.
How does the 30% federal tax credit work?
The 30% Federal Solar Tax Credit (Investment Tax Credit – ITC) lets you deduct 30% of the total cost of your solar system from your federal taxes.
For example:
If your solar system costs $20,000, you can claim a $6,000 credit on your taxes.
It reduces the amount of income tax you owe (it’s not a rebate or cash payment).
If your tax liability is less than the credit, you can roll over the remaining amount to the next year.
⚡ This credit is available for systems installed through 2032 under the current law.
current law.
Can I refinance my solar loan later?
Yes, you can usually refinance your solar loan later. Many lenders allow homeowners to:
Refinance for a lower interest rate if your credit improves.
Change loan terms (shorter or longer repayment period).
Combine your solar loan with a mortgage refinance to simplify payments.
Keep in mind that refinancing depends on your lender’s policies, your credit score at the time, and current market interest rates.
What happens if I sell my home?
If you sell your home with solar panels, you have a few options depending on how your system was financed:
Purchased with cash or paid-off loan: The solar system is yours, and it usually adds value to your home when you sell.
Active solar loan: You can either
Pay off the remaining balance at closing, or
Transfer the loan to the buyer (if the lender allows and the buyer qualifies).
Lease or Power Purchase Agreement (PPA): The new homeowner will need to take over the contract, or you may need to buy out the agreement before selling.
💡 In most cases, buyers see solar as a benefit because it lowers energy bills and makes the home more attractive.
How long does the approval process take?
The approval process for a solar loan is usually quick and simple.
Many lenders provide a pre-approval decision within minutes after you apply.
Final approval can take 1–5 business days, depending on the lender and whether additional documents (like proof of income or ID verification) are required.
In most cases, the process is much faster than a traditional home loan.
💡 Tip: Having your financial documents ready can help speed things up.
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